How it works

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  • No Credit Needed!*

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EASY AS ONE, TWO, THREE:



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  • Search for products you like.

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  • If approved, we set up payments that match your paydays.


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WHAT YOU WILL NEED TO APPLY

  • Be 18 years of age or older

  • A valid Social Security Number (SSN) or Taxpayer ID Number (ITIN)

  • An active checking account

  • A credit or debit card for initial payment


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*This is a lease transaction. The lease has a 5-month minimum term [“Initial Term”] and, if renewed by the lessee, has a maximum renewal term of 11 months [“Renewal Expiration Date”]. Must be at least 18 years old and income requirements apply. Excludes non-durable goods. No security deposit required. Lease requires consumer to pay a $50 administrative fee at lease signing, a first periodic payment due thereafter, plus 19 weekly (offered online only), 9 biweekly, or 4 monthly lease payments. After fulfilling the Initial Term you may: (1) continue to lease by making periodic payments in accordance with the terms of the lease agreement [“Option 1”]; (2) exercise a purchase option per the terms of the lease agreement (not available in NJ, VT, WI, or WV) [“Option 2”]; or (3) return the leased items to TEMPOE [“Option 3”]. Should you decide to renew your lease to the Renewal Expiration Date, you must exercise either Option 2 or Option 3 within forty-five (45) business days of the Renewal Expiration Date. Early purchase options (not available in NJ, VT, WI, or WV) are available within 30, 60, or 90 days of the first periodic payment date for cash price plus 5%, 8%, or 10%, respectively, less amounts paid (excluding fees) and plus applicable taxes.