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Brand New Electronics

Same Day Pickup on Most Items

BAD CREDIT OR NO CREDIT OK

Fast Application Process

Nationwide Service

Available in all States!

APPLY TODAY

NO CREDIT NEEDED*

Same-day pickup on most items!

Apply Now

APPLY TODAY

NO CREDIT NEEDED*

Same-day pickup on most items!

Apply Now

Bad Credit or No Credit Okay!

Our application process is easy and fast. Apply today!

Nationwide Service

Our service is available with same day in-store pickup!

5-Star Rated Service

We are proud of our 5-star rating on Yelp and strive to make our customers happy.

Rent to Own with ElectroFinance ElectroFinance is proud to offer no credit leasing and financing options on all of our electronics. For as little as $50 you can start your lease today and take home what you need now. Find out what products and services are available in your area today!

Get an Instant Decision

SHOP ONLINE Shop online from the safety and comfort of your own home.

INSTANT DECISION Find out instantly if you qualify.

QUICK APPLICATION Apply online using your computer or mobile device.

Reasons to Lease with ElectroFinance. Everyday essentials can quickly add up, that's why we provide multiple payment options available for everyday necessities like ovens, washers & dryers, refrigerators, microwaves, and more. If you’re ordering these items using our service you’ll be able to pick your items up at your local BestBuy and pay convenient payments through financing options that work with your paydays.

From holidays to weddings, baby showers to retirements; gift-giving can get expensive and quickly. We're putting the joy back into gifting by offering all of our amazing customers a fantastic selection of rent to own electronics from your favorite brands like PlayStation, Xbox, Nintendo, Apple, Samsung, and more!

Learn more about lease-to-own financing.

There is a purchase option at the end of your lease term, or within the buyout period in the beginning of your lease (this varies based on state). We also work with other lenders than the one we feature on our site, which offer lease to own options in which you outright own the item at the end without a lump sum ownership payment at the end. One of our ElectroFinance Support Agents can assist you in using one of these lenders if the terms of our primary lessor aren't favorable to you.

Applying is fast, easy, online, and doesn't affect your credit or credit score. Our lenders ask for information like your SSN, driver's license or other identification, and other information then compare it to consumer databases and data from third party sources, not traditional credit bureaus or a "credit check", to determine your creditworthiness and verify your information.

The initial payment is considered an administrative fee, not a down payment, but it is only $50.00 You can make the payment using a credit or debit card if you are approved and once you're ready to check out. Our lenders generally accept all major credit cards for down payments, such as: American Express, Discover, Mastercard, and Visa.

To apply and see if you are approved for an a maximum lease amount, click here and you'll be prompted to start your lease application. Our website will ask for information such as your name, phone number, email address, address, and other personal details which are submitted directly to the leasing company upon submission of the application.

Once you have submitted your application, you will either be approved or declined to continue with a lease. If you are approved, you will be required to pay a down payment or administrative fee (depending on the lender used).

If you are approved, you will be shown a success page which tells you the Approval ID the lender assigned to you, and the amount you were approved for. You will then be able to pick out items or adjust your cart to be below the maximum approval amount before finishing your contract and order.

If you are declined, you will be shown a decline page which explains the reason you were declined.

If you are approved, you can apply again after completing your first order. If you are approved for another contract, you can order new items but will be required to pay a down payment or administrative fee (depending on the lender) for the new contract.

If you are declined, you must wait 90 days before applying again, unless the reason you are given for your decline is a simple validation error.

If you need help or assistance with placing an order, or an existing order, please contact us through email at support@electrofinance.com or fill out our online contact form.

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*This is a lease transaction. The lease has a 5-month minimum term [“Initial Term”] and, if renewed by the lessee, has a maximum renewal term of 11 months [“Renewal Expiration Date”]. Must be at least 18 years old and income requirements apply. Excludes non-durable goods. No security deposit required. Lease requires consumer to pay a $50 administrative fee at lease signing, a first periodic payment due thereafter, plus 19 weekly (offered online only), 9 biweekly, or 4 monthly lease payments. After fulfilling the Initial Term you may: (1) continue to lease by making periodic payments in accordance with the terms of the lease agreement [“Option 1”]; (2) exercise a purchase option per the terms of the lease agreement (not available in NJ, VT, WI, or WV) [“Option 2”]; or (3) return the leased items to TEMPOE [“Option 3”]. Should you decide to renew your lease to the Renewal Expiration Date, you must exercise either Option 2 or Option 3 within forty-five (45) business days of the Renewal Expiration Date. Early purchase options (not available in NJ, VT, WI, or WV) are available within 30, 60, or 90 days of the first periodic payment date for cash price plus 5%, 8%, or 10%, respectively, less amounts paid (excluding fees) and plus applicable taxes.